Five Reasons Why You Should Use Your Dental Benefits
Did you know that a majority of the US population isn’t maximizing the dental benefits they should be receiving? Before you decide to skip out on them, keep in mind that: You have paid your insurance premiums all year – you have EARNED your dental benefits, do not let them slip away before your remaining benefits expire at years end. Here are some reasons as to why you should use your dental benefits before the year ends.
1. Yearly Maximums
Your dental plan gives you a maximum of what can be spent on your dental care on an annual basis. This amount varies between insurance companies, and averages around $1000 per person per year. These maximums are typically reset at the end of the year, and if you have unused benefits, they will be forfeited.
The deductible is the amount of money that you pay out of pocket before your benefits begin to take effect. The fee varies between insurance companies and could be higher if you prefer to see a dentist that is out of your network. When your plan rolls over, you are required to pay your deductible again to start taking advantage of your benefits.
If you are paying for dental benefits, you should be taking advantage of them! This sounds simple, but there are many people that do not exercise their benefits and let the insurance company take that money away from you, and put it straight into their own pockets.
4. Fee Increases
Another reason to use your benefits now is because it is always possible that fees will be raised to accommodate for the cost of living or increased material costs. An increase in fees can also raise your copay.
5. Dental problems don’t get better over time
By delaying treatment, you may be opening the door for more extensive treatment to be needed in the future. What may be a simple cavity now can turn into a root canal or extraction down the road. Treat your teeth with care now, and they will thank you for it in the long run.
Talk to Advanced Dental Center today about options for maximizing your dental benefits! Call us at 972-781-0209 or visit our website at www.theadcsmile.com.